Here’s a shortened version of the text with a focus on the key elements:

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**Subtitle:** Ages 8 to 88  
**Sub-Subtitle:** A Guide for Middle Class Kids to be Street Smart  
**Author's Name:** Arman Loy

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**Set the Rules (and Stick to 'Em!)**

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🚫 **Elevator Rules**  
Don’t press all the buttons—no, no!  
You’re not on a rocket, nowhere to go!  
And please, no FARTS—Elevators are stinky enough!

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💬 **Relationship Rules**  
From ages 8 to 18, play it cool,  
Use your smarts as your secret tool.  
But once you’re grown, be brave and wise,  
Don’t let tricks catch you by surprise!

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**The Big M Rule**  
(M is for Money!)  
M is for Money, gold and green,  
Helps you do big things—and stay on the scene!  
Start earning early, don’t delay—  
Check out “Make Money Early” right away!

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**Time Rules**  
Tell 'em you’re busy, even if you’re chillin’.  
Time’s like snacks—don’t waste it spillin’.  
Want more money? Less doubt?  
Read “Make Money Early” and check it out!

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**Bob’s Hotdog House**  
Bob’s Hotdog Hut’s a tasty place,  
Mice in hotdogs, quite a taste!  
Pay us fast, or you’ll see—  
Your house is ours, tee-hee-hee!

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**Wands, Lies, and Junk Cars**  
Dragons don’t fly or breathe fire,  
Your nose won’t grow when you lie,  
Junk cars don’t turn into Ferrari,  
No fairy godmother doing your laundry!

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**Lead with Mystery**  
Use words your friends won’t get—  
Payphone (where’s the coin?),  
Rolodex (grandpa’s contacts),  
Floppy Disk (data diet),  
Telegram (paper trail),  
Beeper (before texting).  

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**Make Money Early, Oh So Squirrely!**  
Make a list of bad words—  
Poop, fart, you get the gist!  
Grab a piggy bank, big and wide—  
When someone says a bad word, they can’t hide!

**Tell Tales**  
Spin wild stories no one would believe,  
Cover adventure, crime, and fantasy!  
Story 1: The Mystery of the Banana Tree in the Jungle—  
Lila and Milo find a mystery lady and solve it with cleverness!

Teach your child to say %$#@

Val with red hair twirling thoughtfully, and Bob with excited eyes, sitting together discussing in a bright room

Val and Bob were tired of getting in trouble for saying words they heard on the playground. "We need to learn when these words are okay," said Val, twirling her red hair thoughtfully. "Let's start a Word Club!" suggested Bob, his eyes lighting up with excitement. Milo and Lila, their older neighbors, would be perfect to help them figure it all out.

The Word Club

Lila with a raised eyebrow and Milo laughing, standing with Val holding a piggy bank shaped like a jar

"You want us to teach you about bad words?" asked Lila, raising an eyebrow at the younger kids. Milo laughed and said, "Our parents would flip out if they knew!" Val pulled out a piggy bank shaped like a jar and explained her plan. "We'll put money in whenever we say a bad word at the wrong time," Bob added.

The Experts Join

The four friends sitting in a treehouse, with Lila writing in a notebook labeled 'Word Club Rules' and Milo grinning

The four friends sat in Val's treehouse with a notebook labeled "Word Club Rules." "Rule one: No saying %$#@ words around adults or little kids," wrote Lila carefully. "Rule two: Put a quarter in the jar if you slip up," added Milo with a grin. Val nodded seriously while Bob counted his quarters just in case.

Setting the Rules

Bob biting his lip hard, with Val whispering approvingly to him on a school playground

The next day at school, Bob stubbed his toe during recess. He bit his lip hard instead of yelling what he wanted to. "Good job not saying you-know-what," whispered Val with an approving nod. Later, they proudly reported their success to Milo and Lila.

The First Test

The four friends in a mall elevator, Milo looking calm and Lila reminding them of rules, Val taking deep breaths

On Saturday, the four friends got stuck in the mall elevator for ten minutes. "Remember the elevator rules," Milo said calmly when Bob looked ready to panic. "No pressing all the buttons and definitely no bad words," Lila reminded them. Val took deep breaths while Bob counted backward from ten.

The Elevator Incident

Bob shaking a jar filled with coins, Milo smiling and Lila suggesting a lemonade stand, in a cozy room

After two weeks, the jar had collected twelve dollars and fifty cents. "What should we do with our bad word money?" asked Bob, shaking the jar. Milo smiled and said, "Rule M is for Money – we save it for something important!" Lila suggested they start a lemonade stand to grow their funds even more.

The Money Lesson

Val announcing 'Bob's Hotdogs are the best in town' at a lemonade stand next to a hotdog cart, Bob explaining prices to a customer

They set up their lemonade stand next to Bob's dad's friend's hotdog cart. "Bob's Hotdogs are the best in town," Val announced to passersby with a grin. When a customer complained about the price, Bob almost said something inappropriate. Instead, he politely explained that quality costs a little more.

The Hotdog Stand

Val riding a bike, looking shocked as a car nearly hits a dog, with Lila later explaining in a meeting

While riding bikes, Val saw a car nearly hit a dog and shouted a word that definitely belonged in the jar. "That was an emergency," Lila explained later at their meeting. "Sometimes strong feelings need strong words, but only in the right situation." Milo nodded in agreement while Bob looked relieved.

The Emergency

Milo teaching old-fashioned words, with Bob looking confused and Lila explaining 'payphone', Val practicing saying 'Great Scott!'

Milo taught them old-fashioned words adults used that sounded mysterious. "What's a 'payphone'?" asked Bob, scrunching his face in confusion. "It's where people used to make calls with coins before cell phones," explained Lila. Val and Bob practiced saying "Great Scott!" instead of modern expressions.

The Mystery Words

Val confidently explaining to the class, with Bob adding expertise, and Milo and Lila watching proudly from the back of the room

Their teacher assigned a presentation about communication, and the Word Club was ready. "Different situations need different words," Val explained to the class confidently. "Strong words have power, so use them wisely," added Bob with newfound expertise. Milo and Lila watched proudly from the back of the room.

The School Presentation

Val describing a magical word jar in a tall tale contest, with Bob adding to the story, audience laughing and applauding

The friends entered the library's tall tale contest with a story about a magical word jar. "Our jar grew into a talking tree that taught everyone perfect manners," Val described dramatically. Bob added, "It could tell when someone was about to say something inappropriate and would whistle loudly!" The audience laughed and applauded their creativity.

The Tall Tale Contest

The friends counting their savings from a full jar, Milo and Lila looking proud, Val and Bob high-fiving

By summer's end, their jar was full and their vocabulary was impressive. "You kids are pretty street smart now," Milo said as they counted their savings. Lila added, "You know when to be polite and when to stand up for yourselves." Val and Bob high-fived, proud of their Word Club success.